:root{--p:#0b5ed7;--pd:#083d8c;--a:#ff8a00;--t:#1d2733;--m:#5b6776;--bg:#f4f7fb;--r:14px}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--t);line-height:1.6}
a{color:var(--p)}.wrap{max-width:1180px;margin:auto;padding:0 20px}
.hdr{position:sticky;top:0;background:#fff;box-shadow:0 2px 12px #0001;z-index:50}.hi{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{font-size:1.35rem;font-weight:700;text-decoration:none;color:var(--t)}.logo b{color:var(--a)}.logo.light{color:#fff}
.nav{display:flex;gap:22px;align-items:center}.nav>a,.dd>a{text-decoration:none;color:var(--t);font-weight:500}.nav a.on{color:var(--p)}
.dd{position:relative}.ddm{display:none;position:absolute;top:100%;left:-20px;background:#fff;box-shadow:0 10px 30px #0002;border-radius:10px;padding:10px;width:420px;grid-template-columns:1fr 1fr}
.dd:hover .ddm{display:grid}.ddm a{padding:6px 10px;text-decoration:none;color:var(--t);border-radius:6px}.ddm a:hover{background:var(--bg)}
.burger{display:none;font-size:1.6rem;background:none;border:0}
.btn{display:inline-block;background:var(--a);color:#fff;border:0;padding:13px 26px;border-radius:40px;font-weight:700;text-decoration:none;cursor:pointer;font-size:1rem}.btn:hover{filter:brightness(.95)}.btn.sm{padding:9px 18px;color:#fff}.btn.light{background:#fff;color:var(--p)}
.hero{background:linear-gradient(135deg,var(--pd),var(--p));color:#fff;padding:60px 0}.hero.sm{padding:44px 0}.hero a{color:#fff}
.hg{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}.hero h1{font-size:2.6rem;line-height:1.15;margin:.3em 0}.lead{font-size:1.15rem;opacity:.95}
.pill{background:#ffffff26;padding:6px 14px;border-radius:30px;font-size:.85rem}
.checks{list-style:none;padding:0}.checks li:before{content:"✔";color:var(--a);margin-right:10px;font-weight:700}
.card{background:#fff;color:var(--t);border-radius:var(--r);padding:26px;box-shadow:0 15px 40px #0002}.card a{color:var(--p)}
.form label{display:block;font-size:.88rem;font-weight:600;margin-bottom:10px}.form input,.form select,.form textarea{width:100%;padding:11px;border:1px solid #cdd5df;border-radius:8px;font:inherit;margin-top:4px}
.form input[type=checkbox]{width:auto;margin-right:6px}.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.form h3{margin-top:0}
.tcpa{font-size:.72rem;color:var(--m);line-height:1.45}.tcpa label{font-weight:400;font-size:.72rem}.form .btn{width:100%}.ok{color:#198754;font-weight:600}
.sec{padding:64px 0}.alt{background:var(--bg)}.ttl{text-align:center;font-size:2rem;margin:0}.sub{text-align:center;color:var(--m);margin-bottom:36px}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.tile{background:#fff;border:1px solid #e3e9f1;border-radius:var(--r);padding:24px;text-decoration:none;color:var(--t);transition:.2s;display:flex;flex-direction:column}
.tile:hover{transform:translateY(-4px);box-shadow:0 14px 30px #0b5ed722;border-color:var(--p)}.ic{font-size:2.2rem}.tile h3{margin:.4em 0 .2em}.tile p{color:var(--m);font-size:.92rem;flex:1}.more{color:var(--p);font-weight:700}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.step{background:#fff;padding:28px;border-radius:var(--r);box-shadow:0 4px 16px #0000000d}.step b{color:var(--a);font-size:2rem}
.why{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.stats{display:grid;grid-template-columns:1fr 1fr;gap:16px}.stats div{background:var(--bg);padding:22px;border-radius:var(--r);text-align:center}.stats b{display:block;font-size:2rem;color:var(--p)}
.faq{max-width:820px;margin:auto}details{background:#fff;margin:10px 0;padding:16px 20px;border-radius:10px}summary{font-weight:600;cursor:pointer}
.cta{background:var(--a);color:#fff;text-align:center;padding:50px 0}
.svc{display:grid;grid-template-columns:1.3fr .9fr;gap:40px;align-items:start}.svc #quote,.svc .cf{position:sticky;top:90px}.crumb{opacity:.85;font-size:.9rem}
.dots li{margin:6px 0}.chips{display:flex;flex-wrap:wrap;gap:8px}.chip{background:var(--bg);padding:6px 14px;border-radius:30px;text-decoration:none;font-size:.9rem}
.prose{max-width:860px}.prose h2{margin-top:1.6em}.toc{background:var(--bg);padding:18px 24px;border-radius:var(--r)}
.az{display:flex;flex-wrap:wrap;gap:6px;margin:16px 0}.az a{padding:4px 10px;background:var(--bg);border-radius:6px;text-decoration:none;font-weight:700}
.let{border-bottom:2px solid var(--a);padding-bottom:4px}.plist{columns:4;list-style:none;padding:0;font-size:.9rem}.plist li{break-inside:avoid;padding:2px 0}
.psearch{width:100%;padding:12px;border:1px solid #cdd5df;border-radius:8px;font:inherit}.upd{margin-top:30px}
.ftr{background:#0f1b2b;color:#c4ccd7;padding-top:50px;font-size:.92rem}.ftr a{color:#fff}.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:30px}
.ftr h4{color:#fff}.ftr ul{list-style:none;padding:0}.ftr li{margin:6px 0}.ftr li a{color:#c4ccd7;text-decoration:none}.ftr li a:hover{color:#fff}
.disc{border-top:1px solid #ffffff1a;margin-top:30px;padding:24px 20px;font-size:.78rem;line-height:1.55}.copy{text-align:center;margin-top:16px}
@media(max-width:960px){.tiles{grid-template-columns:repeat(2,1fr)}.hg,.svc,.why{grid-template-columns:1fr}.fcols{grid-template-columns:1fr 1fr}.plist{columns:2}.steps{grid-template-columns:1fr}
.burger{display:block}.nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;box-shadow:0 10px 20px #0002}.open .nav{display:flex}.ddm{position:static;width:auto;box-shadow:none}.svc #quote,.svc .cf{position:static}}
@media(max-width:560px){.tiles,.fcols,.row2{grid-template-columns:1fr}.hero h1{font-size:1.9rem}.plist{columns:1}}
.hp{position:absolute;left:-9999px}.err{color:#b02a37;font-weight:600}

.social{display:flex;gap:10px;margin-top:12px}.social a{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,.1);color:#fff}.social a:hover{background:rgba(255,255,255,.22)}